One Day At A Time

Good Morning!!!!

No anxiety this morning...Praise The Lord!

I can mark off one item off of my "finish me, please-to do list". I worked for over 4 hours last night balancing the checkbook, establishing a workable budget, paying bills and putting everything on spreadsheets.

I am a visual person and my organizational personality is shining through too. I have one for:

• combined income and disbursements
• separated incomes and disbursements...who's check will cover what (I like to look at all angles
• budgeted amounts for all living expenses for the month
• weekly expense breakdowns
• my favorite...COUNTDOWN TO FREEDOM FROM DEBT!!!!

Thank you, Dave Ramsey! It won't be fun but it will be so worth it in the end. I can't image not having monthly payments on things...wow...what freedom that will bring.

I found a great website on money, it is Christian Personal Finance (haven't researched the entire site yet but found great topics on the subject of money, budgeting, debt and more... www.christianpf.com

Here's a couple of scriptures on spending, debt and planning ahead. The Bible has many more scriptures on the subject...check them out.

Proverbs 21:20 Wise people live in wealth and luxury, but stupid people spend their money as fast as they get it. (GN)

Proverbs 22:7 The rich rule over the poor, and the borrower is servant to the lender. (NIV)

Proverbs 13:16 Sensible people always think before they act, but stupid people advertise their ignorance. (GN)

Today's project: Finish painting my dining room:) Will keep you updated on my progress.

Have a wonderfully blessed day!